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February 26, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Stand-Alone Dental
This plan type provides dental coverage but does not include any other coverage.
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  > Earthquake coverage
Quake coverage is available as additional coverage to standard commercial property and casualty policies. Earthquake coverage is available throughout Washington state, although it is relatively expensive for masonry structures and business operations with high-risk inventory or equipment.
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  > Health Maintenance Organization (HMO)
Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
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   Rhode Island Insurance Advisors & Nationwide News

More Americans Struggle With Health Care Costs
NIH Federal Government - 03/02/2007

Growth In U.S. Health Care Spending Slows
NIH Federal Government - 03/02/2007

Dwindling Insurance Pushing People To Financial Brink
NIH Federal Government - 03/02/2007

Mental Health Parity Act
Federal Government - 03/02/2007

The Medigap Insurance Company
Medicare Government - 03/02/2007

Keep Health Coverage After A Job Change
Dept. of Labor - 03/02/2007

Make Sure Your Loved Ones Have Good Health Care
Dept. of Labor - 03/02/2007

Secure The Right Care In Your Later Years
Dept. of Labor - 03/02/2007

COBRA Health Benefit Provisions
Health Human Services Government - 03/02/2007

Group Insurance Coverage
Federal Government - 03/02/2007

Tips For Individual Insurance
Federal Government - 03/02/2007

NCUA Issues Interim Rule Amending Share Insurance Coverage
National Credit Union Adminstration - 07/14/2006

Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
Press Release - 07/14/2006

Progressive Group, Drive Insurance Company
Press Release - 01/18/2006

Mass Mutual Life Insurance Company Establishes Major Aid Program
press release - 12/07/2005

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Contact our Rhode Island Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Rhode Island Insurance Advisors today:

  • Barrington
  • Bristol
  • Central Falls
  • Coventry
  • Cranston
  • Cumberland
  • East Greenwich
  • East Providence
  • Johnston
  • Lincoln
  • Middletown
  • Narragansett
  • Newport
  • North Kingstown
  • North Providence
  • Pawtucket
  • Portsmouth
  • Providence
  • Riverside
  • Tiverton
  • Wakefield
  • Warwick
  • West Warwick
  • Westerly
  • Woonsocket
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
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Latest News
  Latest Insurance related news in Rhode Island and nationwide: Mar 02, 2007 - Secure The Right Care In Your Later Years
HIPAA offers protections for individuals who have preexisting conditions, helping them to keep coverage for those conditio
Read more >


Mar 02, 2007 - Keep Health Coverage After A Job Change
Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther
Read more >


Mar 02, 2007 - More Americans Struggle With Health Care Costs
TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
Read more >


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