> Long-Term Disability (LTD) Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
> Flood Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
> Earthquake coverage Quake coverage is available as additional coverage to standard commercial property and casualty policies. Earthquake coverage is available throughout Washington state, although it is relatively expensive for masonry structures and business operations with high-risk inventory or equipment.
Get
a Quote - Rhode Island Life
Insurance Policy Advisor
Protect your financial dependants! Rhode Island Life insurance can be a safety
net to ensure a stable future for them if you should die. The other benefit
of Rhode Island Life Insurance is that policy holders may draw against their
policy when they need money for retirement, college for their children or if an unexpected
job loss occurs.
Some types of Rhode Island Permanent Life
Insurance include:
Rhode Island Whole Life Insurance
Rhode Island Universal Life Insurance
Rhode Island Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster
may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types
of Rhode Island life insurance: Term Life
and Permanent Life Insurance.
Rhode Island Term Life Insurance is simply a period of time that the policy holder
chooses with a coverage end date. Secondly, Rhode Island Permanent Life Insurance
covers you for a lifetime and offers many more variations. This type of policy
is considered a cash value accumulation. Whichever choice you make, you need
Rhode Island life insurance to protect the future of your family if you should die
unexpectedly.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Rhode Island Insurance Advisors today:
Barrington
Bristol
Central Falls
Coventry
Cranston
Cumberland
East Greenwich
East Providence
Johnston
Lincoln
Middletown
Narragansett
Newport
North Kingstown
North Providence
Pawtucket
Portsmouth
Providence
Riverside
Tiverton
Wakefield
Warwick
West Warwick
Westerly
Woonsocket
Did You Know?
There are several areas of risk that you should consider if you operate a business in your home.
These include: Business-related personal property coverage (computers, furniture, etc.) Inventory Off-premises coverage for business-related personal property Business property of others accounts receivable (up to a specified limit) Liability coverage may include personal injury, products and completed operations, incidental contractual liability, and general commercial liability. Electronic data processing coverage Valuable papers Business interruption and extra expense
Rhode Island External Sites
RI.gov : Rhode Island Government : Press Release
The Official Web Site of the State of Rhode Island - Your gateway to ... “As Health Insurance Commissioner, Chris will be my top advisor on health ca RI.gov : Rhode Island Government : Press Releases
The Official Web Site of the State of Rhode Island - Your gateway to information about ... F. Koller as Rhode Island’s first Health Insurance Commiss
Search Site:
Latest News
Latest Insurance related news in
Rhode Island and nationwide:
Mar 02, 2007 - Secure The Right Care In Your Later Years HIPAA offers protections for individuals who have preexisting conditions, helping them to keep coverage for those conditio Read more >
Mar 02, 2007 - Keep Health Coverage After A Job Change Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther Read more >
Mar 02, 2007 - More Americans Struggle With Health Care Costs TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more Read more >
Legal Disclaimers The information provided on Rhode Island Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
Local Professional? Generate new business today
Call 866-227-9356 or contact a sales rep
Did You Know?
RI.gov : Rhode Island Government : Press Release